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Why Stocks?

General Articles

Many people forget or do not know what it means to share, and consider the stock is a situational figures, causing profits and losses for the owner. May also for you, share it as unknown object moving at will and therefore it is an object of speculation shares or roughly: gambling.

In fact, the stock is proof of ownership of a business / business. Own shares is tantamount to having a business. Because business is an operational activity to generate profits, the profits of the company will be reflected through the share price upward. Each share is owned not a blank sheet , shareholders are part of the business that owns. In general, the value of stocks will rise over time as the business successful, profitable, and growing increase in size

The results of that offer of Shares

For developing countries such as southeast asia region, on request of a number, then I’ll call it 20% ~ 30% per year. Not that all stocks will produce results they will be, because the company’s performance is different. Each time of course there’s the company that its business flagging, there was a brilliant business, there is a loss, some profit biasa2 course, there is a fantastic profit.

It may sound small, 20% ~ 30% is not going to make anyone rich  , how  a Warren Buffet may be the richest man in the world by investing in stocks? The answer is compounding result, compounding result is how you play the results you get from your stock profit in one year , the results obtained are reinvested. If in-averaged, return Mr. Buffet per year, about 26%, so it’s not a crazy number like a profit of 100%, 1000%, or even more.

Other investments what can offer such high returns? I may say, I have not found it… Perhaps the nearby that is investing in property, particularly on strategic locations.

Here surplus stock than property investments are very liquid stocks, and that the low entry barrier. Liquid means the stock could be sold whenever you want on the open market day (Monday to Friday) without the need to bother looking for a buyer, if you sell the property we have struggled before finding a buyer.

Risk of Investing in Stocks

Companies can lose money, business can be lonely, management can be dishonest etc. If the company loses it will be reflected in the stock price down so that its shareholders suffered losses. But all investment vehicles have risks. Sovereign Debt Instruments , for example, in the crisis-stricken Greece, the country is unable to pay. Another gold example, which people say always goes up, by the end of 2011 gold has decreased by 20%. So it’s actually the same, all at risk. Perhaps there is a reason that gold, though down 20%, will rise again and will set a new record. Well maybe, but keep in mind that stocks are so. A good company, working right, will grow even as the financial crisis strikes. For example, Indonesia has passed the toughest crisis of the year ’98 and you can see the fact that there are still many companies that are still standing now and have grown bigger now. My message, as an investor we can minimize our risk by choosing shares in a good company, working properly, posting profits and growing.… Read the rest

Economic : Subprime Mortgage

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Economic : Subprime Mortgage

Economic Articles. On this occasion we will discuss about the financial crisis in 2008 originally caused by Subprime Mortgage in the United States and spread to Europe and some countries that have trade, financial and investment relations with United States country.

Preliminary

The global financial crisis that caused the declining performance of the world economy
Drastically in 2008 and is expected to continue, even
Will increase in intensity in 2009. Slowing economic growth
For developing countries and emerging markets, this situation can damage the fundamentals of the economy, and trigger an economic crisis. Concerns over the negative impact of the global economic downturn on emerging market economies and the flight to quality phenomenon of global investors amid the current world financial crisis have put pressure on currencies around the world, including Indonesia and draining US dollar liquidity on the market Domestic many countries. This causes the forex market in developed and developing countries tends to fluctuate amid increasing uncertainty.

Impact

The most immediate negative impact is felt as a result of the economic crisis
Global is in the financial sector through aspects of psychological sentiment as well as the decline of global liquidity. Declined in the stock price in Indonesia Stock Exchange reached about 50 percent and the depreciation of the rupiah.

Throughout 2008, the rupiah has depreciated by 17.5 percent. The tendency of volatility in the rupiah will continue until 2009 with the ongoing efforts to reduce the debt (debt) of global financial institutions.

The various conditions mentioned above are expected to have a significant effect on slowing economic growth, providing employment opportunities, and reducing poverty. The downward trend in economic growth ranges from 4.0 to 5.0 per cent with the most optimistic estimation point at 4.7 per cent (lower than the initial estimate of 5.0 per cent) primarily due to (1) an investment slowdown estimated at 5.9 Percent, lower than the previous estimate of 7.5 percent, among others derived from foreign investment (PMA) and portfolio investment; And (2) export performance slowed from the previous estimate of 7.8 percent to 5.1 percent.

Subprime Mortgage

The last three months data showed exports to be stagnant or even negative (-3.0 percent). The decline in exports will be followed by a decline in production, so the rationalization of labor is difficult to avoid.

Increased in unemployment and the number of poor people soon be experienced by the national economy and global economic crisis. Currently, the phenomenon of termination of employment (PHK) has occurred in export-oriented industries. Followed by layoffs on textile products and paper, and plans to lay off workers in the timber and plantation industry.

In addition, the global recession will also result in layoffs on some of the Indonesian labor migrants abroad. This will not only put more pressure on the labor market in Indonesia, but will also reduce foreign exchange earnings.… Read the rest

Economic : Comparison of Foreign Exchange Reserves

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Economic Trends

Economic Articles. The rapid growth of China’s economy can not be separated from the abundance of foreign exchange reserves possessed as capital that will continue to spur development in the country’s bamboo curtain. Here we discuss Comparison of Foreign Exchange Reserve of China, India, and Indonesia to know how much power each country’s capital which is now very high economic growth rate in Asia.

China continues to prove itself as the new economic giant in Asia by posting foreign exchange reserves of USD1, 9056 trillion at the end of September 2008. The Central Bank of China through the Internet network of the People’s Bank of China said the number increased by 32.9% from the previous year and 25% High from the foreign exchange reserves at the end of 2007.

However, the Central Bank of China said the growth from year to year (year on year / yoy) is still considered low compared to the first quarter which reached up to 40%. This is due to the global economic slowdown that occurred since a month ago.

Until now China is still ranked first with the largest foreign exchange reserves in the world. Based on data cited by Reuters, China is getting away from Japan which is in the order of-2. Indonesia’s foreign exchange reserves at the end of August 2008 was only USD58.356 billion.

Foreign Exchange

World foreign exchange reserves at the end of the second quarter rose to USD4.4 trillion, from just $ 1.5 trillion earlier in the decade. The US financial crisis (US) is predicted to strengthen China’s grip on the American economy.

This is because Beijing is likely to buy more US government securities by exploiting its increasingly ballooning foreign exchange reserves. China has secured US $ 1.3 trillion in US securities, or about 70% of their $ 1.8 trillion of foreign reserves.
This has sparked concern among US politicians that China’s enormous mastery will make the country a major threat to the United States. Nevertheless, experts say China has no choice but to continue to buy assets with dollar dominance.

Dollar dominance

This is done to prevent a reduction in the value of its assets, although they know the US is now at risk of falling into the worst economy since the great depression of the 1930s.
“They need liquid and safe assets, whereas such assets are not much in the rest of the world,” said former head of the China Division at the International Monetary Fund (IMF) Eswar Prasad.

According to him, if China stops sending its money to the US, the US dollar will experience depreciation or deficit quickly. Then, with current current account deficits, no party is willing to finance the deficit so that the dollar will decline and erode the value of their asset capital.

During this time, he said, the US economy is managed through a large current account deficit and that could worsen economic conditions, as Washington’s plan to save Wall Street from the current economic turmoil.

Meanwhile, Merrill Lynch China managing director Liu Erhfei said China will be able to maintain a reasonable growth at or above 8%. According to him, China needs to ensure sustainable growth and keep inflation under control to reduce the impact of the global financial crisis.

Until now he admitted China has not experienced the turmoil as faced by developed economies. Liu added, China has a “simple task”, namely to tackle inflation, stabilize growth, and increase domestic demand.

Country with most foreign exchange

Foreign exchange reserves (foreign exchange reserves) are foreign currency deposits by central banks and monetary authorities. At this time China does have the most foreign exchange reserves. Japan, which is the most developed country in Asia, only has foreign exchange reserves of US $ 996.7 billion, followed by Russia (US $ 582.2 billion), India (US $ 295.3 billion), South Korea (US $ 243.3 billion ). China far surpassed the United States’ foreign exchange reserves (US $ 72.5 billion) and Britain (US $ 72.1 billion).… Read the rest

What You Need to Prep for a Home Construction Project

General Articles

Changing your home can be an exciting prospect. With many homeowners, they choose the best house to fit their needs that also fits into their budget, which means they make a few compromises. However, with a home renovation project, you can take those compromises and throw them out the window, making your house the home you will love. Here are the steps you need to take in order to prepare for a renovation project.

Understand the Scope of the Changes

The first thing you need to do is to know how big of a renovation project you will need to get a room or multiple parts of your home just the way you want to have it. Understanding the scope of the changes includes the budget and schedule for the project, but it also includes things you may not have thought of, such as obtaining permits for construction, consulting an architect for major changes and knowing whether additional experts such as plumbers or electricians will be a part of the process.

Set Your Budget

A budget is the next step in preparing yourself for a home renovation project. Even if you have an endless supply of cash to throw at a project, it is imperative that you understand the costs of supplies and labor so you will have the best information to choose the right contractor. Your budget may change throughout the process because of unforeseen problems or because of a lengthened schedule, but typically these instances can be included in your budget. If everything goes according to plan, you’ll come in under budget for your project.

Choosing a Contractor

Once you a plan and a budget, it’s time to start hiring the people that will complete the job. You can find contractors in a variety of ways, but most often people ask for referrals from friends and family who have had renovation work done in their own homes. Once you have a list of potential contractors, you can contact them to get a detailed estimate for the job, then see who best matches your needs with their expertise.

Home construction projects are common and there are plenty of resources available to help you understand what you need and how you can get your renovation project completed to make your house a home.… Read the rest

Use Twitter for Business Marketing

General Articles

There is one rather simple reason you should learn how to use Twitter for business; people gather there. These social networks sites draw in all sorts of people from all over. That can mean many potential customers for internet marketers no matter which type of product or service you are offering. You can also keep building your client base as well. Any digital marketing agency will tell you Twitter has become an important tool. Bravr, for example, believes that Twitter is an essential social profile for any business wishing to grow.

You should learn how to use Twitter for business because social proof is a powerful thing. When people see that you have thousands of followers they are more likely to check you out. That could draw in countless people to your sites where they might actually be more inclined to take the time to look the site over and buy something from you. Social proof of your followers on your sites is a great advertisement, but you should also remember to have a way for new people to sign up as followers as well on all of your sites. This will keep the numbers growing.

We can all do the math and figure out that the more visitors to a site could mean more customers. These social sites get thousands upon thousands of visitors every day. That is the biggest reason why people should learn how to use Twitter for business. There is almost no other site that has a large number of visitors with such a wide range of interests anywhere else on the internet. You can also potentially tap into all of them. It might take some creative posts that get passed around with your links to do it, but the possibility is there.

You should learn how to use Twitter for business so that you can make the most of the people’s interests. It really does not matter what your product is, you are going to run into people that are interested or looking for it on this site. The reason for this is simple; there are just that many people using the site. It does not mean that you cannot have fun with the site, but using it for business might be one of the best decisions you could make. It could also be one of the most profitable since you can do many things with it that cost nothing or next to nothing with the huge potential for profits in the long run. All it takes is a little bit of time and the right information.

 … Read the rest

Facebook Features

General Articles

   1. Facebook is a free social networking website created by Mark Zuckerberg. Originally a Harvard University student site, it is currently open to anyone with an e-mail account What is Facebook
2. It is a place in which to interact through a user profile with other users called friends, groups or pages through a news timeline in which we will share states and where we will see those of our friends, and other applications Communication.
3. Services offered by Facebook Friends: it is a way to locate friends with whom the contact was lost or to add new ones with whom to exchange photos or messages, the Facebook service helps you to find them and also suggests others. Groups: is one of the most recent developments. It is about bringing together people with common interests. In groups you can add photos, videos, messages
4. Wall: The wall or wall is a space in each user profile that allows friends to write messages for the user to see. Only visible to registered users, wall allows you to enter images and put any type of logo types in your publication. Pages: they are created with specific aims, only that in these there are no discussion forums and they are directed towards specific marks or personages, but not towards any type of summons.
5. Photos: Facebook allows to upload photos, share and tag them Applications: These are special programs, anyone with programming knowledge can develop applications Games: most applications found in Facebook relate to games
6. Button I like: This function appears at the bottom of each publication made by the user or his contacts (status updates, shared content, etc.), is characterized by a small icon in the form of a hand with the thumb towards above. It allows to assess if the content is to the liking of the current user in the social network, in the same way the person who originally exposed that subject is notified if it is to the liking of someone else (some of their contacts). I like it
7. Why be on Facebook Build a brand. Facebook is a great showcase, provided that in that window are your prospects, of course. Hence, using Facebook simply as a brand advertising tool, to make it known, can be very beneficial.
8. Advertising. Although related to the above, one thing would be to generate the idea of ​​a brand and another, quite different, is to advertise our products. Facebook allows us to use your Promoted Publications or simple and direct ads to our online store or our website where we can advertise the products or services that we have for sale.
9. Communication. Pure and hard. It is obvious that the relationship between customers and companies has changed. Maybe you have not done it yet, but you can see that now, if you want to have a presence, you need a two-way channel from which our customers can talk to us.
10. And what is a Me Gusta? The multiplier effect. This is basically a simple equation: If your fan page has 400 I like and each of those people who have become fans of your brand has an average of 130 friends, your company COULD come with their publications or with their Ads to more than 50,000 people.
11. The relevance of the “friend”. Still, if we reached those 50,000 people in any form and manner, it would not be the same. What changes everything is the fact that whoever makes that mark appear before your eyes is a friend. The power, therefore, resides in that the transmission of the knowledge of the brand is made “between friends”, which gives much more value to that recommendation.
12. How do I get on Facebook pages? To begin with, we must have a colorful Facebook page with useful information for your readers, customers and a good plan of updates. Another interesting action is to write some really interesting information that makes your readers share it with your social network and create the viral . This is the best option and the most difficult of all.

    13. • If you choose to give yourself time, then start participating. It is not a matter of generating likes for me, but of maintaining a dialogue with your prospects. Talk about things that interest you not only in your business but in the lifestyle or culture of your sector. For example, if you are a baker you can talk about your company and also about the history of bread, its processes, its types, etc.
14. Use attractive photos, but not cats or things that are endearing. Photos relevant to your business or your own company, showing it exactly how it is inside. Be a bit funny but also serious
Read the rest

Facebook ‘Likes’ reveal user characteristics

General Articles

Likes in the social network could predict personal aspects of users such as sexual orientation, religion, age or even race. A study carried out on Facebook reveals that through the ‘likes’ of users you can identify aspects such as sexual orientation, religion, age or even race. Researchers at the University of Cambridge have developed, using algorithms, a way to predict from their tastes in the social network the personality of the person. The research, published in the magazine PNAS, has had the participation of 58,000 volunteers, who have allowed the analysis of their ‘Like’ on Facebook. The likes on this button served to feed algorithms that matched the information provided to personality tests. From these algorithms results were extracted with 88 percent accuracy for determining male sexuality, 95 percent accuracy in determining race, and 85 percent for differentiating between Republicans and Democrats.

Christians and Muslims were correctly classified in 82 percent of cases and the status of relationship and substance abuse was predicted with an accuracy of 65 percent and 73 percent. As for specific tastes, ‘I like’ reveal that less than 5 percent of users click on obvious gay content, such as gay marriage, for example. These algorithms also add large amounts of data in terms of personalized tastes like music or television programs, allowing you to create a lot of personal profiles. The study will be of great help to social media companies interested in making more money through personalized marketing. Despite this, researchers have warned that people’s digital profiles are creating privacy threats.

Analytics metrics provide data about visitors to a web page, location, language, average time of a visit, etc. This information no longer surprises the digital community. But what about revealing your personal information through the “Like” button on Facebook?

Recently, researchers at the University of Cambrigde developed a measurement system that reveals the personal data of each user for every 100 clicks on the successful “Like” button, an extremely popular language in social networks. This research demonstrates that we leave a fingerprint on the web so latently that it is possible to predict clearly and automatically a succession of personal singularities such as ethnicity, sexual orientation, personality traits, political and religious beliefs, Happiness, intelligence, separation of parents, gender and age or even the use of addictive substances.

Researchers at the Cambridge Psychometrics Center, in cooperation with Microsoft Research Cambridge, conducted a “Like” analysis and demographic profiles of more than 58,000 Facebook Facebook volunteers as well as psychometric test results from the MyPersonality application. The program allowed to demonstrate, in 95% of the cases, the race of the people, the sexual identity of 85% of the users and the political ideology of 85 of every 100 users.

Likes clicks analysis is based on tacit attributes rather than on explicit preferences, for example, less than 5% of homosexual users evidenced their approval of gay marriage. This reveals that the precise predictions are invoked by deductions in the aggregation of large amounts of tastes and in popular information, such as musical tastes, television programs, etc.

The researchers highlight the great potential for personalized marketing that can mean a revolution in psychological assessment that, according to this research, could be carried out on an unprecedented scale and without expensive evaluation centers and questionnaires.

However, scientists also warn of user privacy threats and actions as “harmless” as following a musical group and expressing our support or rejection of a publication or a photograph, can reveal in a concise way traits Of the personality that, perhaps, we would not like that they were so visible.

Facebook assiduous user David Stillwell of Cambridge University confesses that he will continue to use the largest social network but also says he “could be more careful about using the privacy settings that Facebook offers.”Read the rest

The Useless Activity

General Articles

Gambling is useless activity for many people around the globe. In gambling, there are certain tricks and tips that you should follow or else there is a great chance of losing the game. Here are super tips that will make you a professional gambler:

❖ Never bet a penny more than you can afford to lose:

The first and the most important betting tip would be, you should always use the money that is spare, and you don’t really need. You must not bet a penny more than you can afford to lose because when you are gambling, there are chances to lose as well. It is a game after all so keep an eye on your money as well not just other’s. Keep it all fun so that it does not cost you later in life.

❖ When playing a card game that contains five players, no matter what the game is about or what are the rules, after some time of play or ten hands remember that there are two winners and three losers:

You should know that you are one of the two winners and if you have no idea about this, you are one of the three losers. In the case you lose, leave the place. People who are winners are surely better than the losers, and this is not because of their luck. Luck is only at one time, not all the time. If you are the winner, try to play safer next time and be the bigger winner. Also, keep this in your mind, and it will work wonders for you.

❖ Don’t let it ride. Don’t ever, ever let it ride:

Have an account of your complete winning and then go for a new bet. Don’t try your luck again and again if you lose one time in one night. You will thank me later for this. I hope these tips will help you out. Good luck with everything!… Read the rest

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